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Affordable Bankruptcy Utah

Get Started now…$0 Down Bankruptcy Utah

Stop the Domino effect of garnishmentsWe understand that most people needing to file for bankruptcy don’t have the money to pay the amount of money that is typically charged upfront. For a limited time…you can file fast with $0 Down Bankruptcy in Utah! We setup easy monthly payments after the case is filed. Get started today!

If you think you need to file bankruptcy, but think you can’t afford the upfront cost…call or complete our web form now and see if you qualify for our $0 Down Bankruptcy Program. If you qualify (and many people do), * we can file your case fast with $0 Down!

If I Pay Upfront Is There A Discount?

Absolutely! If you pay all of your attorney’s fees before we file your case, you get a substantial discount. That’s because there is less risk to the law firm. You can even pay for the full amount in simple and convenient payments. The discount only applies if you pay the full retainer before we file your petition.

Free Case Evaluation

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What are the…

Affordable Bankruptcy Payment Options

Payment Terms for Chapter 7

If you chose the Affordable Bankruptcy Program your case is filed with $0 down. We will work with you to create a payment schedule thereafter. There is no interest or fees on these payments so long as all the payments are on time. We debit the payments directly from your account on payday to help make sure you never miss a payment.

Payment Terms for Chapter 13

The Affordable Bankruptcy Program allows you to get your chapter 13 case filed fast. The remainder of the attorney’s fees will be paid by the bankruptcy trustee from your chapter 13 plan payment. The chapter 13 retainer amount is set by the court, which is the standard practice in all chapter 13 cases.

Need help to stop creditors from harassing you? Contact our Debt Relief Lawyers Salt Lake today!

Don’t Be Fooled By Other $0 Down Offers

stop garnishment

Capstone Law offers the
Lowest Cost to File Chapter 7 in Utah

Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file? We can help. Other firms say they offer a $0 down option, but it only applies to chapter 13 cases or only applies to their attorneys’ fees. Which means you still have to pay the court filing fee and other expenses upfront before your case can be filed and creditors stopped. Our $0 down option means what you think it means: we file the case with $0 down, including costs.

What Do I Need To Do To File Fast?

  • Choose Your Upfront Payment Amount

    We are so committed to making it as flexible as possible, we let you chose a low cost upfront payment amount $0 or $500. Our goal is to making filing bankruptcy as simple, affordable, and convenient as possible. That’s why we’ve spent so much time finding ways to make it easier for you.

  • What Are The Program Requirements?

    In order to file your case, we need the essential documents & information. We tell you this information in advance, so you can have everything in order to file quickly.

    1. Copy of your driver’s license for each party filing.
    2. Copy of your social security card (or original W-2) for each party filing.
    3. The last 7 months of all pay for each party filing.
    4. Copies of your state and federal tax returns for the 2 most recent years filed.
    5. Completion of our Questionnaire.
    6. Completion of the credit counseling course (you will receive instructions in a subsequent email).
  • Stop Garnishment, Collections, Foreclosure, & Repossession

    As soon as your case is file the bankruptcy automatic stay immediately becomes effective stopping garnishments, creditor harassment, repossession, foreclosure, eviction and other creditor collections.


Easy to work with, explained in full detail!! Happy that I choose these guys!! Continue Reading >

Tricia H.

Why Are We The Leading Bankruptcy Firm in Utah?

Experienced & Compassionate Utah Bankruptcy Attorneys

Our bankruptcy attorneys have dedicated their practices to understanding the intricacies of bankruptcy to become among the most knowledgeable in our field. We are understanding and focused on helping good people through difficult financial times.

Individual Attention

Out individual attention to each client and each case has helped us grow our bankruptcy practice to one of the largest in Utah. Simply put: our process and case handling provides greater care than our competition; that’s why we’re successful: we put the client first. Our Utah bankruptcy lawyers are dedicated to provide personal attention to every client.

Thorough & Easy Process

Our commitment to individual attention and convenient process quickly made us the leader of top bankruptcy firms in Utah. We believe that a good Utah bankruptcy lawyer is one who understands all the available options and then candidly counsels his clients to solutions that best meet the client’s individual circumstances and then makes the process easy for the client.

$0 Down & Affordable Payment Plans

Many of our peer bankruptcy attorneys have criticized us for offering low upfront emergency case filings to our clients saying that it can’t be done and get paid. We determined, however, that we would first find a solution that works for our clients and then find a way to make it work for our business. Our success proves we were right.

Affordable Bankruptcy Program Details

  • How Long With The Special Pricing Last?

    This special program will not last forever…this is a limited special offer…and will last for at least this month…so act fast!  Our initial consultation is free, so  so if you don’t want to miss out, you need to schedule a consultation with us today!

  • What Are The Program Requirements?

    To qualify for this incredible special offer you must meet these guidelines. *Minimum Qualifications:

    1.  You have a job;
    2.  You have a checking account or debit card from which your monthly payment can be automatically deducted;
    3.  You can pay a minimum of $250 per month after all your necessary expenses;
    4.  You sign up with us before this offer expires; and
    5.  Any other requirement deemed necessary to ensure program qualification.