Dealing with financial the stress of a job loss, medical bills, decrease in wages, divorce, or other unplanned or uncontrollable events in your life is a very difficult emotional challenge that bankruptcy can help resolve. Our experienced Heber bankruptcy attorneys will help you understand your options to get your finances back on track fast. Our founding attorney got his start in the beautiful Heber valley. It holds a special place in our hearts to work with people from Wasatch county.
$0 Down Bankruptcy in Utah
File Fast with our Affordable Bankruptcy Program…
Choose Your Payment Amount
We let you choose a low cost upfront payment amount: $99 or $500 down.
Let our experienced bankruptcy attorneys help you determine…
Which Chapter of Bankruptcy Is Right For Me?
Heber Chapter 7 Bankruptcy
Chapter 7 is the most common form of bankruptcy. It is a liquidation. In a chapter 7, the debtor agrees to liquidate (or sell) any property that isn’t protected by the bankruptcy exemptions. During your free bankruptcy consultation, our experienced bankruptcy lawyer will review your assets and determine if any of your property is non-exempt. We will help you protect all or as much as your property as possible. We may recommend a different chapter if there are important assets at risk.
We will also review your assets to determine if it appears that you have any non-exempt property that you would be required to surrender. Our goal is to protect all of your assets, or at a minimum advise you in advance of any property that could be taken.
Chapter 13 is designed for people that have more property or income. It also has tools to restructure debt that are unavailable in chapter 7 cases. If you have negative equity (property is worth less than what you owe) in your mortgage or car or are facing foreclosure and you want to keep your home, chapter 13 bankruptcy may help you restructure the debt! With chapter 13 bankruptcy you can consolidate your debts, reduce your monthly payments to your creditors and discharge remaining debts after completion of a chapter 13 repayment plan.
Bring a past due secured debt (mortgage or vehicle) current over time
Reduce the amount you have to pay to keep your vehicle;
Reduce your interest rate on a secured loan like a vehicle; and
Easy to work with, explained in full detail!! Happy that I choose these guys!! Continue Reading >
Capstone Law was professional, helpful, and easy to work with. They kept us informed on what was going on to make sure that we understood what was being done and what was expected of us. We were glad we chose them. Continue Reading >
So glad I found Capstone Law on a Search when I was seeking help in a tough situation they made the WHOLE entire process stress free and they are so easy to work with and they work with you through the Whole Entire Process. Continue Reading >
Russell and his team made my situation nothing short of amazing…. I have already referred a friend and would refer any family and friends to him and his team. Continue Reading >
Thank you so much for everything, I will give a good referral to my friends and family who need to file bankruptcy about your firm. I want to thank you also cause your office is casual and you make people feel comfortable. Continue Reading >
Why Are We The Leading Bankruptcy Firm in Heber?
$0 Down*& Low Upfront Costs
Many of our peer bankruptcy attorneys have criticized us for offering low upfront emergency case filings to our clients. We determined, however, that we would first find a solution that works for our clients and then find a way to make it work for our business.
Our bankruptcy attorneys have dedicated their practices to understanding the intricacies of bankruptcy to become among the most knowledgeable in our field.
Out individual attention to each client and each case has helped us grow our bankruptcy practice to one of the largest in Utah. Simply put: our process and case handling provides greater care than our competition; that’s why we’re successful: we put the client first.
Thorough& Easy Process
Our commitment to individual attention and convenient process quickly made us the leader of top bankruptcy firms in Provo & Orem. We believe that a good Orem bankruptcy lawyer is one who understands all the available options and then candidly counsels his clients to solutions that best meet the client’s individual circumstances and then makes the process easy for the client.
Salt Lake City, Sandy, Draper, West Valley, Logan, South Jordan, West Jordan, Taylorsville, Herriman, Magna, Logan, Bluffdale, Riverton, Magna, Midvale, Cottonwood Heights, Provo, Orem, Eagle Mountain, American Fork, Saratoga Springs, Payson, Springville, Lehi, Alpine, Pleasant Grove, Springville, Spanish Fork, Payson, Bountiful, Layton, Ogden, Centerville, Clearfield, Heber, Park City, Vernal, & Price
Utah County Office
207 East 860 South
Orem, Utah 84058
Salt Lake Office
8823 South Redwood Rd.
West Jordan, Utah 84088
6901 West Emerald St.
Boise, Idaho 83703