Chapter 13 bankruptcy is a way for the debtor to rearrange his or her finances by consolidating the debt, reducing the payment based upon the debtor’s ability to pay and partially repaying the debt over a period of 3 to 5 years. Upon completion of the repayment plan, the debtor’s remaining debt is then discharged.
Filing Salt Lake bankruptcy 13 allows you to immediately stop foreclosure, repossession of your automobile, and wage garnishments. The bankruptcy automatic stay under chapter 13 immediately stops all collections (similar to a restraining order) by all your creditors, including home foreclosure, repossessions, and wage garnishments.
Who Qualifies For Chapter 13 Bankruptcy in Salt Lake?
If you have a source of reasonably steady income, then you can qualify for chapter 13 bankruptcy. The main requirement for chapter 13 bankruptcy is that the debtor must have sufficient income to pay for his or her basic needs, like food, rent/mortgage, and living expenses and still have sufficient income to make payments according to a court-approved payment plan. An experienced Salt Lake chapter 13 bankruptcy lawyer with Weekes Law can help you determine if you should file chapter 13.
Save Your Home & Eliminate Negative Equity
If you owe more on your home or car than its current value (negative equity), we can help you eliminate the negative equity! Chapter 13 bankruptcy provides significant tools to deal with property that is upside down. Our experienced chapter 13 bankruptcy lawyers can evaluate your situation and determine if you qualify, so schedule a free evaluation today!
Free Bankruptcy Consultation
Fill out our Free Bankruptcy Evaluation to schedule a free bankruptcy consultation with one of our Utah Chapter 13 Bankruptcy Attorneys today to learn how bankruptcy can get you back on top of your financial situation.
Free Case Evaluation
$0 Down Bankruptcy in Utah
Are you being garnished, about to be garnished, or have another emergency and need to file immediately, but don’t have the upfront attorney’s fees to file? We can help. With our Affordable Bankruptcy Program, we can file your case for $0 down. After your emergency case is filed we will setup affordable monthly payments to pay for the cost of bankruptcy.
Easy to work with, explained in full detail!! Happy that I choose these guys!! Continue Reading >
Capstone Law was professional, helpful, and easy to work with. They kept us informed on what was going on to make sure that we understood what was being done and what was expected of us. We were glad we chose them. Continue Reading >
So glad I found Capstone Law on a Search when I was seeking help in a tough situation they made the WHOLE entire process stress free and they are so easy to work with and they work with you through the Whole Entire Process. Continue Reading >
Russell and his team made my situation nothing short of amazing…. I have already referred a friend and would refer any family and friends to him and his team. Continue Reading >
Thank you so much for everything, I will give a good referral to my friends and family who need to file bankruptcy about your firm. I want to thank you also cause your office is casual and you make people feel comfortable. Continue Reading >
Areas We Serve
Salt Lake City, Sandy, Draper, West Valley, Logan, South Jordan, West Jordan, Taylorsville, Herriman, Magna, Logan, Bluffdale, Riverton, Magna, Midvale, Cottonwood Heights, Provo, Orem, Eagle Mountain, American Fork, Saratoga Springs, Payson, Springville, Lehi, Alpine, Pleasant Grove, Springville, Spanish Fork, Payson, Bountiful, Layton, Ogden, Centerville, Clearfield, Heber, Park City, Vernal, & Price
209 East Baseline Road
Tempe, AZ 85283
6901 West Emerald St.
Boise, Idaho 83703
Utah County Office
179 North 1200 East
Lehi, Utah 84043
Salt Lake Office
8823 South Redwood Rd.
West Jordan, Utah 84088