Helping Good People Through Difficult TimesTM
Orem-Provo Bankruptcy Attorneys
Most people wait too long before deciding to seek bankruptcy protection. If you are dealing with loss of a job loss, decreased wages, mounting medical bills, divorce, or any other financial stress don’t make the most common mistake. Get help before you exhaust the assets that you need to rebuild your financial future. Our experienced Provo bankruptcy attorneys will help you understand your options to get your finances back on track fast.
Bankruptcy is not an appropriate solution for all situations. During your free initial consultation, our experienced Orem bankruptcy attorney will help you understand whether bankruptcy is an appropriate tool in your situation.
We practice bankruptcy because we know what it’s like to face the financial distress or foreclosure. That motivates us to handle each case like its our own. By getting help from an experienced Utah County bankruptcy attorney you will understand your options to get your finances back on track. Our flexible payment options makes filing for bankruptcy affordable without the large upfront costs.
Convenient and Easy Utah Online Bankruptcy Process
We have developed a simple and convenient process to help you recover from financial stress. With the exception of the attendance of the meeting of creditors, you can complete the entire bankruptcy process from the convenience of your own home. When you request a Free Bankruptcy Evaluation or call us, we immediately schedule a free bankruptcy consultation with a knowledgeable Provo bankruptcy attorney who will assess your situation and guide you through the entire process and keep you informed and fully prepared at every step.
Let our Provo Bankruptcy Attorneys help you get your finances under control by completing our Free Bankruptcy Evaluation today!
with a free consultation
Experienced & Dedicated Orem Bankruptcy Attorneys
Stop Garnishment Now
Are garnishments robbing you of the ability to make ends meet? Find out how our Orem bankruptcy attorneys can help you stop garnishment today, get your finances under control and your life back on track.
Stop Repossession Today
Let our Provo bankruptcy attorneys stop repossession today. We can help you either restructure your auto loan or help you get into a new vehicle after filing bankruptcy. Let us help you be our next success story.
Stop Foreclosure Fast
We can help you stop foreclosure now to either restructure your mortgage or give you some well needed time to make alternative arrangements. Take your first step to financial relief by requesting a free bankruptcy evaluation.
Stop Garnishment for $0 Down
Why Are We The Leading Firm in Provo?
Proudly Serving Provo – Orem & Utah County
Our location is conveniently access from Orem Boulevard. With quick I-15 access from either Orem Center Street or University Parkway exits.
Every year around tax season our clients ask us how bankruptcy will impact the tax refund they are expecting. Some of the questions posed include: Can I spend my tax refund before filing? Can I use my tax refund to pay for the costs of bankruptcy? Should I file bankruptcy before receiving my tax refund? These are all great questions and we will address them here. Read more
What To Expect at Your 341 Meeting in Utah
341 Meeting Instructions
Your section 341 meeting of creditors is approaching, so to help ensure a smooth meeting this video will provide you with instructions relating to that meeting. We’ll cover several things: first, who’s involved; second, what to wear; third, what to bring with you; fourth, how the meeting is conducted; and fifth, what happens after the meeting. So let’s get started.
Thank you for your interest in having Capstone Law help you get your finances back on track. We will respond to your request as soon as possible.
Complete the Consultation Intake Form
To expedite your consultation and avoid completing the form at the consultation, please complete our Intake Questionnaire at https://www.capstonelaw.net/bankruptcy/bankruptcy-intake-form/
In A Hurry To File?
We can help you file quickly. To do so, you should gather the following essential documents that we will need in order to file an emergency case:
- Copy of your Driver’s License(s);
- Copy of your social security card(s), Tax Identification Number, or original W-2;
- Pay stubs fore each pay period for the past 7 months;
- Copies of your the 2 most recently filed state and federal tax returns; and
- Copies of your past 2 month account statements for each checking, savings, or pre-paid debit card for each account you have open, even if the account is not actively being used.
“I want to thank you for assisting me through this difficult times of going through bankruptcy. I was at the hearing today. Mr. Perry from Weekes Law was there for me. I was scared, but he re-assured me. It went on smoothly.
Perry always talk with a smile on his face. Does he ever become angry? I want to thank you again kindly. Russell, Paula, Rachael, Perry etc, etc, you are all wonderful.
“Capstone Law focuses its’ practice on bankruptcy and debt relief because we know how financial difficulties can impact every aspect of a family’s life. As a result, we treat each case and client as if it were our own.”
Russell B. Weekes
One of the most important concerns many of our clients have is how bankruptcy will impact their lease on an apartment of home. This concern arises in one of two scenarios: (1) the client-debtor has arrearages and is filing bankruptcy, at least in part, to avoid paying the past-due rent and perhaps avoid immediate eviction; 0r (2) the client-debtor is current and wants stay in the property. We’ll address each scenario in this article. Read more
When Can I Buy A Home After Bankruptcy and Foreclosure?
I was speaking with a friend the other day who about a year ago short sold a home following a job loss and related struggles. She had a short-sale and wanted to know when she could buy a home after bankruptcy and foreclosure or a short sale. Her situation is very common. She short sold her home following a job loss and nearly two years of negotiations with her mortgage lender. During negotiations of the short sale the loan was transferred (which led to the first buyer walking away) and numerous lost documents by the lender. Read more
One of most frequently asked questions I get asked is whether the debtor will lose all their property if they file for bankruptcy. It makes sense that so many people are confused as to how bankruptcy affects their property. After all, there are numerous sites on the internet that are written by the ill-informed or worse by creditors who intentionally post inaccurate information to discourage struggling debtors from filing bankruptcy. It is possible that the debtor will be required to surrender some property. In my experience, however, most people who file for bankruptcy are NOT required to surrender ANY property. Those who are required to surrender some property generally are only required to surrender a very portion of their property.
Whether the surrender of any property is necessary depends
Helping Good People Through Difficult Times.TM
Low Cost Bankruptcy Utah & Idaho
Get Started now…$0 Down Bankruptcy Utah
We have fought and won against the United State Trustee to allow us to offer flexible payment plans to our clients. We understand that most people needing to file for bankruptcy don’t have the money to pay the amount of money that is typically charged upfront. No other firm can make that claim. For a limited time…you can file fast with a low down or even $0 Down Bankruptcy in Utah! We setup easy monthly payments after the case is filed. Get started today!
If you think you need to file bankruptcy, but think you can’t afford the upfront cost…call or complete our web form now and see if you qualify for our $0 Down Bankruptcy Program. If you qualify (and many people do), * we can file your case fast with $0 Down!
If I Pay Upfront Is There A Discount?
Absolutely! If you pay all of your attorney’s fees before we file your case you get a discount. That’s because there is less risk to the law firm. You can even pay for the full amount in simple and convenient payments. The discount only applies if you pay the full retainer before we file your petition.
with a free consultation
Guaranteed Lowest Cost to File Chapter 7
What are the…
Affordable Bankruptcy Payment Options?
Payment Terms for Chapter 7
If you chose the Affordable Bankruptcy Program your case is filed with an affordable upfront amount or $0 down. We will work with you to create a payment schedule thereafter, typically the payment is $250 per month. There may be interest on these payments in some cases. We debit the payments directly from your account on payday to help make sure you never miss a payment.
Payment Terms for Chapter 13
The Affordable Bankruptcy Program allows you to get your chapter 13 case filed fast. The remainder of the attorney’s fees will be paid by the bankruptcy trustee from your chapter 13 plan payment. The chapter 13 retainer amount is set by the court, which is the standard practice in all chapter 13 cases.
Need help to stop creditors from harassing you? Contact our Debt Relief Lawyers today!
What Do I Need To Do To File Fast?
We are so committed to making it as flexible as possible, we let you chose a low cost upfront payment amount $0 or $500. Our goal is to making filing bankruptcy as simple, affordable, and convenient as possible. That’s why we’ve spent so much time finding ways to make it easier for you.
In order to file your case, we need the essential documents & information. We tell you this information in advance, so you can have everything in order to file quickly.
- Copy of your driver’s license for each party filing.
- Copy of your social security card (or original W-2) for each party filing.
- The last 7 months of all pay for each party filing.
- Copies of your state and federal tax returns for the 2 most recent years filed.
- Completion of our Questionnaire.
- Completion of the credit counseling course (you will receive instructions in a subsequent email).
As soon as your case is file the bankruptcy automatic stay immediately becomes effective stopping garnishments, creditor harassment, repossession, foreclosure, eviction and other creditor collections.
Why Are We The Leading Firm in Utah & Idaho?
Don’t Delay…Get Started Today!
Call (801) 657-5074
Affordable Bankruptcy Program Details
This special program will not last forever…this is a limited special offer…and will last for at least this month…so act fast! Our initial consultation is free, so so if you don’t want to miss out, you need to schedule a consultation with us today!
To qualify for this incredible special offer you must meet these guidelines. *Minimum Qualifications:
- You have a job;
- You have a checking account or pre-paid debit card from from which your monthly payment can be automatically deducted;
- You can pay a minimum of $250 per month after all your necessary expenses;
- You sign up with us before this offer expires; and
- Any other requirement deemed necessary to ensure program qualification.
Helping Good People Through Difficult Times.TM
Stop Garnishment Utah & Idaho: Stop Wage Garnishments
When a creditor files suit to collect a debt and obtains a judgment from the court, the creditor can also apply for a wage garnishment. A creditor can garnish up to 25% of your gross wages. This result can have a devastating effect on your finances. If you are already living month-to-month or struggling to keep up with your financial burdens, having a set amount taken from your check or from your bank account can cause significant problems including affecting your credit, bounced checks, difficulties at work and not enough money to live on. If you have been affected by wage garnishment, call or complete our Free Bankruptcy Evaluation to see how our attorney in bankruptcy can help you stop garnishment.
Stop Wage Garnishment
At Capstone Law our Attorney for bankruptcy has the expertise and legal tools to stop any wage garnishment immediately. Our skilled attorney in bankruptcy will aggressively pursue having the order stopped either before the order takes effect or immediately upon filing your case, if the garnishment is already in place. Don’t let your creditors control your finances. Let our knowledgeable staff help you control your finances and get your life back on track. Our garnishment attorneys will provide you with all the information and advice you need to make a sound decision to address wage garnishments in Salt Lake and other debt problems.
If you need help to stop wage garnishment, contact us for a Free Bankruptcy Consultation today!
with a free consultation
Experienced Garnishment Defense & Bankruptcy Attorneys
Why Are We The Leading Bankruptcy Firm in Idaho & Utah?
Proudly Serving Utah & Idaho
Our locations are conveniently located for easy access from I-15.